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Officials gather fire protection information
Melodie Phelps
News Editor
County and city officials continued to gather more information about
fire protection during a special work session between Fiscal Court and City
Council held Tuesday, February 22 at the ASPIRE Center.
The city is currently providing fire protection to county residents
under a contract extension that will expire March 31.
The city has approved a new contract between the two governments, but it
has not been approved by the fiscal court.
During a meeting several weeks ago, county officials indicated they
would like to have more information before agreeing to a new contract.
The result was Tuesday afternoonıs meeting, which centered around ISO
ratings. Mike Rundell, an ISO Field Representative, spoke to the group, then
fielded a number of questions.
Rundell noted that his office assigns a class number to a fire
department and the district it serves.
Rundell said that field representatives from ISO actually visit a
community and analyze fire fighting abilities of a fire department. Then, a
classification from 1 through 10 is assessed.
For example, Monticello is currently a Class 5 inside the city limits,
which means a homeowner in that area will likely pay a smaller insurance
premium than someone who lives in rural Wayne County.
Rundell said that an area outside the city of Monticello, but within
five miles of the fire station, is actually a Class 5/9. That means a
residence could fall into a Class 5 if it is located within this area and is
within 1,000 feet of a fire hydrant.
Beyond that, the remainder of Wayne County is a Class 10. Rundell
pointed out that a lot of insurance companies will not write policies for a
residence in a Class 10 area.
Several magistrates had questions about how fire protection could better
be improved for rural residents in Wayne County.
Rundell replied that could be accomplished several different ways,
including the location of sub-stations in communities. Or communities could
have independent fire stations to help improve their fire protection.
Rundell said the biggest problem with rural fire departments is finding
enough volunteers to respond to a fire.
There must be a minimum of four people responding to a structure fire,
Rundell noted.
Members of the Susie Fire Department attended the session and asked
Rundell about their rating. They have not been ISO rated, so they are
automatically a 10, according to Rundell.
If the rural department requests an ISO rating, Rundell said he felt
they could lower from a Class 10 to a Class 9. County Judge-Executive Bruce
Ramsey asked how that change would impact insurance rates for homeowners in
that area.
Rundell said that depending on the insurance company, the savings in a
premium could be from 40 to 60 percent.
No action was taken by either city or county government during the
session.
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