Representative Ken Upchurch, R-Monticello (52nd District) filed
legislation that if passed would no longer require, in most cases,
Kentucky drivers to carry proof of insurance.
House Bill 218 would instead allow law enforcement to check whether
a driver has auto insurance by checking the Automated Vehicle
Information System, or AVIS, through a computer in the officer's
"With the advent of technology related to insurance, it's time that
the Commonwealth stream line our system allowing law enforcement to
confirm proof of insurance during traffic stops and accidents without
the need for drivers to carry a piece of paper," said Upchurch. "Much
of what we do in our daily lives can be done by electronic means
instead of paperwork, so my bill I believe is a no nonsense way to
utilize AVIS for confirming insurance coverage for Kentucky drivers."
HB 218 makes one exception for proof of insurance, which would
require any Kentuckian who purchases a new or pre-owned car, or
change insurance carriers, to carry documented proof in their vehicle
for the first 45 days of ownership.
Upchurch says the one exception is needed to allow time for
Kentucky's AVIS system to be updated with the new information.
Upchurch filed HB 218 on January 15 in the Kentucky House of